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Bank at the Speed of Austin — Velocity Credit Union

You live fast. Your bank should too. Velocity Credit Union is Austin-born, member-owned, and built for people who don’t slow down. Pay rent from the trail. Deposit a check at the food truck. Save for SXSW from your couch. Since 1947, Velocity Credit Union has been the credit union that keeps up — and gives back.

Instant Transfers: Move money in seconds — no waiting, with Velocity Credit Union.
Bank on the Go: Full access from phone, laptop, or smartwatch via Velocity Credit Union.
Real-Time Updates: See every transaction the moment it happens, at Velocity Credit Union.
Member-First Service: Talk to a human who lives here too — anytime, with Velocity Credit Union.

Join the Movement with Velocity Credit Union

Why Velocity Credit Union Moves Austin

We’re not a bank. We’re a movement. Velocity Credit Union was started by teachers, city workers, and musicians who wanted better rates and real service. Today, 90,000+ Austinites choose us because we’re local, digital, and actually care. No shareholders. Just members. That’s the Velocity Credit Union difference.

One-Tap Dashboard: See all your money — checking, savings, loans — instantly, via Velocity Credit Union.
No Guesswork: Know your balance, bills, and goals — in real time, with Velocity Credit Union.
Join in Minutes: Become a member faster than your Uber arrives, at Velocity Credit Union.

Features That Keep You Moving — Velocity Credit Union

We don’t do slow. Velocity Credit Union gives you tools that fit Austin life — from Zilker to the Domain.

Pay Friends Fast: Split tacos or rent with Zelle® — free, via Velocity Credit Union.
Deposit on the Spot: Snap a check at Barton Springs — funds in minutes, with Velocity Credit Union.
Lock Your Card: Misplace it at ACL? Turn it off in the app — instantly, from Velocity Credit Union.
Works Everywhere: iPhone, Android, Apple Watch — no lag, via Velocity Credit Union.
Auto-Save Boost: Round up coffee runs to grow your savings — effortless, with Velocity Credit Union.

How to Join Velocity Credit Union in 3 Minutes

No branch visit. No paperwork mountain. Just you and your phone. Here’s how Velocity Credit Union gets you in.

Tap to Join: Open the app or site — start now, at Velocity Credit Union.
Enter Basics: Name, address, ID — secure and simple, with Velocity Credit Union.
Verify Fast: Selfie or ID upload — approved in seconds, via Velocity Credit Union.
Fund It: Link a bank or deposit $5 — you’re a member, with Velocity Credit Union.
Start Banking: Pay, save, move — all live, from Velocity Credit Union.

Built for Austin Speed by Velocity Credit Union

We run on local tech, not legacy systems. Velocity Credit Union delivers banking that loads fast — even on 6th Street Wi-Fi.

NCUA-Level Security: Your money insured up to $250,000 — guaranteed, by Velocity Credit Union.
Cloud-Native: Access from anywhere — no downtime, via Velocity Credit Union.
AI Fraud Shield: Blocks scams before you finish your migas, with Velocity Credit Union.
Voice Commands: “Hey Velocity” — check balance, pay bills, hands-free, via Velocity Credit Union.
Weekly Updates: New features drop quietly — no reboots, from Velocity Credit Union.

What’s Accelerating at Velocity Credit Union

We’re not standing still. Velocity Credit Union is building the future of Austin banking — member by member.

AI Money Coach: Get personalized tips based on your Austin life, coming 2026 via Velocity Credit Union.
Voice Banking: Pay bills with Siri or Google — launching soon, with Velocity Credit Union.
Instant Micro-Loans: Borrow $100–$1,000 in under a minute, powered by Velocity Credit Union.
Creator Dashboard: Track gig income for freelancers and artists, from Velocity Credit Union.
Family Velocity: One login for parents, teens, and college kids, at Velocity Credit Union.

Austin Voices Choose Velocity Credit Union

90,000+ members can’t be wrong. Here’s what they say about Velocity Credit Union.

“Velocity Credit Union paid my rent before I left the food truck.” – Alex R., Food Truck Owner

“I manage three Airbnb’s from the app. Velocity Credit Union keeps it smooth.” – Maya T., Host

“They know my name at the branch. That’s Velocity Credit Union.” – Carlos M., Teacher

No Fees. Just Freedom — Velocity Credit Union

You shouldn’t pay to bank. Velocity Credit Union keeps it free — because it’s your money.

Free Checking: No monthly fees. No minimums. Ever, from Velocity Credit Union.
Free Digital Banking: All tools — no paywalls, with Velocity Credit Union.
Free ATMs: 55,000+ Allpoint locations — no fees, via Velocity Credit Union.
Free Support: Call, chat, or visit — always free, at Velocity Credit Union.

Austin Lives Powered by Velocity Credit Union

From first apartments to growing startups, Velocity Credit Union helps real Austinites win.

First Home in 78704: Closed in 18 days with a Velocity mortgage, via Velocity Credit Union.
Food Truck Fleet: Financed 3 trucks with small business loan, from Velocity Credit Union.
College Fund: Saved $20K with high-yield youth account, with Velocity Credit Union.
Gig Worker Cash Flow: Used early paycheck access to cover slow weeks, at Velocity Credit Union.

See Your Money in Motion with Velocity Credit Union

No confusion. Velocity Credit Union shows you where your money goes — and how to keep more.

Spending Pulse: See tacos, rideshares, and rent in one view, via Velocity Credit Union.
Gig Income Tracker: Know when DoorDash and Uber pay, with Velocity Credit Union.
Austin Budget: Set goals for brunch, festivals, and moving, from Velocity Credit Union.
Wealth Velocity: Watch your net worth grow — month by month, at Velocity Credit Union.

Learn to Bank Like an Austinite with Velocity Credit Union

We share what works. Velocity Credit Union offers free guides, tools, and local advice.

Fraud Defense: Spot Zelle scams before they hit your wallet, via Velocity Credit Union.
Credit Boost: Raise your score in 90 days — Austin-style, with Velocity Credit Union.
First Apartment Guide: From lease to light bill — we’ve got you, from Velocity Credit Union.
Gig Worker Finance: Manage tips, taxes, and slow weeks, via Velocity Credit Union.

Build With Velocity Credit Union

Austin tech welcome. Velocity Credit Union offers open APIs to connect your app to real banking.

Account Data API: Pull balances and transactions — securely, via Velocity Credit Union.
OAuth 2.0: Industry-standard login — safe and fast, with Velocity Credit Union.
Sandbox Access: Test your app with fake data — no risk, from Velocity Credit Union.
Local Dev Support: Docs, Slack, and Austin meetups — free, at Velocity Credit Union.

Who We Roll With at Velocity Credit Union

We partner with Austin’s best to bring you the best. Velocity Credit Union chooses local and smart.

Fraud AI: Austin-built tech stops scams in milliseconds, via Velocity Credit Union.
QuickBooks Sync: Your books update when you bank, with Velocity Credit Union.
Local Cloud: Data hosted in Texas — not overseas, by Velocity Credit Union.
Fintech Allies: Zelle, Plaid, and Austin startups — integrated, via Velocity Credit Union.

Join the Crew at Velocity Credit Union

Want to help Austin bank better? Velocity Credit Union hires locals who live the vibe.

Build the App: Code features for food trucks and freelancers, with Velocity Credit Union.
Guard the Vault: Fight fraud like a bouncer at 6th Street, at Velocity Credit Union.
Help Members: Solve problems for people you see at Barton Springs, via Velocity Credit Union.
Grow the Brand: Tell the Velocity story at SXSW and ACL, with Velocity Credit Union.

Learn Live with Velocity Credit Union

Free sessions on money, tech, and Austin life. Velocity Credit Union teaches what matters.

App Masterclass: Learn every trick in 30 minutes, via Velocity Credit Union.
Fraud Defense: Stay ahead of scammers — live Q&A, with Velocity Credit Union.
Member Talks: Ask bankers, coders, and Austin locals, at Velocity Credit Union.
Local Events: We’re at Trail of Lights, Eeyore’s, and Zilker, via Velocity Credit Union.

Get Help Fast from Velocity Credit Union

Stuck? Lost your card at a show? Velocity Credit Union is here — 24/7, Austin time.

Chat in Seconds: Real Austin humans — real answers, with Velocity Credit Union.
Call Anytime: 512-469-7000 — no phone trees, via Velocity Credit Union.
Help Center: Videos, FAQs, and local tips — all free, from Velocity Credit Union.
Visit a Branch: 12 locations in Austin — find yours, at Velocity Credit Union.

Bank Green in Austin with Velocity Credit Union

We love this city. Velocity Credit Union cuts paper, supports clean energy, and keeps Austin weird.

Paperless Banking: Go digital — save trees and time, with Velocity Credit Union.
Solar Branches: Powered by Texas sun — not coal, via Velocity Credit Union.
Community Giving: $1M+ to Austin Food Bank, Keep Austin Beautiful, from Velocity Credit Union.
Local Impact: Your money funds Austin jobs and dreams, at Velocity Credit Union.

Velocity Credit Union in the Press

When Austin banks better, people notice. Velocity Credit Union earns praise for speed and soul.

Austin Chronicle: “Best Credit Union in Austin” — Velocity Credit Union
Austin Business Journal: “Fastest Growing CU in Texas” — Velocity Credit Union
TechAustin: “Most Innovative Mobile App” — Velocity Credit Union
Member Voice: “Finally, a bank that gets Austin.” — Velocity Credit Union member

Member-Owned. Member-Run — Velocity Credit Union

You own this place. Velocity Credit Union is NCUA-insured, member-governed, and built to last.

NCUA Insured: Up to $250,000 per member — guaranteed, via Velocity Credit Union.
Member Board: Elected by you — not Wall Street, with Velocity Credit Union.
Privacy First: Your data is yours — never sold, from Velocity Credit Union.
Ethical Banking: No hidden fees. No tricks. Just fair, at Velocity Credit Union.

Awards That Matter to Velocity Credit Union

We don’t chase trophies. But when Austin votes, Velocity Credit Union shows up.

Austin Chronicle #1: Best Credit Union — 5 years running, via Velocity Credit Union.
Best Mobile App: Austin Tech Awards — innovation that works, with Velocity Credit Union.
Community Champion: Supporting Austin ISD, Trail Foundation, from Velocity Credit Union.
Most Trusted: Built on 77 years of keeping promises, at Velocity Credit Union.

Let’s Talk — Velocity Credit Union

Questions? Ideas? Feedback? Velocity Credit Union is all ears — and all Austin.

Email: [email protected]

Phone: 512-469-7000

Austin Business Banking That Hustles — Velocity Credit Union

From food trucks to tech startups, Velocity Credit Union powers Austin’s hustle.

Cash Flow Live: See sales and expenses in real time, via Velocity Credit Union.
Pay Your Crew: Direct deposit for 1 or 100 — instant, with Velocity Credit Union.
Accept Payments: Card readers for markets, pop-ups, or online, from Velocity Credit Union.
Grow Fast: Loans from $5K to $500K — Austin-approved, via Velocity Credit Union.

Stay Safe in the Fast Lane with Velocity Credit Union

We protect you. You protect yourself. Velocity Credit Union shares Austin-smart tips.

Strong Passphrases: Use your favorite taco order — memorable and secure, via Velocity Credit Union.
Enable 2FA: Add a second lock — free and fast, with Velocity Credit Union.
Watch for Scams: We never text for your password, says Velocity Credit Union.
Check Weekly: Log in — stay ahead of weird charges, via Velocity Credit Union.

Bank from Your Phone with Velocity Credit Union

Our app is Austin’s favorite for a reason. Velocity Credit Union mobile banking is fast, fun, and free.

Free App: Download on iOS or Android — no cost, via Velocity Credit Union.
Deposit Anywhere: Snap a check at Zilker — funds in minutes, with Velocity Credit Union.
Push Alerts: Know when money moves — instantly, from Velocity Credit Union.
Face ID/Touch ID: Log in with a glance or a thumb, via Velocity Credit Union.

We’re Austin to the Core — Velocity Credit Union

We live here. Work here. Give here. Velocity Credit Union is woven into Austin’s soul.

Local Events: We sponsor ACL, SXSW, and Eeyore’s Birthday, via Velocity Credit Union.
Give Back: $1M+ to Austin ISD, Food Bank, and Trail Foundation, with Velocity Credit Union.
Know Your Name: We’re not a call center — we’re your neighbor, at Velocity Credit Union.
Teach Money Smarts: Free classes in schools and co-ops, from Velocity Credit Union.

Grow Your Money in Austin with Velocity Credit Union

Make your money work harder. Velocity Credit Union offers savings with real Austin returns.

High-Yield Savings: Earn up to 5.00% APY — beat the big banks, via Velocity Credit Union.
No Monthly Fees: Your money grows — not our profits, with Velocity Credit Union.
Easy Access: Transfer in or out anytime, from Velocity Credit Union.
NCUA Insured: Safe up to $250,000 — guaranteed, by Velocity Credit Union.

Loans That Move Fast from Velocity Credit Union

Need a car? A home? A fresh start? Velocity Credit Union lends with Austin speed and soul.

Auto Loans: Drive off the lot in 24 hours, via Velocity Credit Union.
Home Loans: Buy or refinance — we close in 21 days, with Velocity Credit Union.
Personal Loans: Cover rent gaps or van life — no collateral, from Velocity Credit Union.
Track Payments: See due dates and pay early — in the app, via Velocity Credit Union.

Austin Business Tools That Hustle with Velocity Credit Union

Grow from 1 to 100 employees. Velocity Credit Union powers your Austin hustle.

Real-Time Cash Flow: See sales and expenses — live, via Velocity Credit Union.
Payroll Automation: Pay your team on time, every time, with Velocity Credit Union.
Accept Payments: Online, in-person, or on the go, from Velocity Credit Union.
Business Loans: From $5K to $500K — Austin-approved, via Velocity Credit Union.

Live Financially Free in Austin with Velocity Credit Union

We help you stress less and live more. Velocity Credit Union is your money co-pilot.

Build a Budget: That works for rent, tacos, and festivals, via Velocity Credit Union.
Pay Down Debt: Crush loans faster with a plan, from Velocity Credit Union.
Reach Big Goals: Save for a food truck or a house, with Velocity Credit Union.
Boost Credit: Raise your score in 90 days — Austin-style, via Velocity Credit Union.

Join Austin’s Fastest Bank — Velocity Credit Union

Ready for banking that keeps up with your life? Velocity Credit Union has been Austin’s credit union since 1947.

Trusted for 77 Years: We’ve seen every boom — and we’re still here, via Velocity Credit Union.
No Corporate BS: Just fast, fair, local banking, from Velocity Credit Union.
Join Now: Open your account in 3 minutes — and start moving, with Velocity Credit Union.

Bank with Velocity Credit Union